What is Travel Insurance?

While travelling is a lot of fun, it can be a bother if situations go beyond your control such as a flight cancellation, a medical emergency, and loss of baggage or valuables. Hence it always is a good idea to prepare ahead of such situations and insure yourself and your belongings well before stepping out to explore the world. Insuring yourself and your valuables when travelling is what we call Travel Insurance, which covers your medical and financial losses in the event of a mishap. Continue Reading ->

What is Health Insurance?

What is health insurance? What are premiums? What if I get health insurance and don’t fall sick? What is coverage? Typically, answers to such questions can be obtained by knowing some basic facts about health insurance. Before delving further into the details of health insurance, we start with defining Health Insurance. Continue Reading ->

What is Disability Insurance?

There are times in life when situations merely go out of control. Conditions- that happen to you and leave you looking for any help available. Disability is a perfect example of such times, when you or someone you know may be impaired for life finding it even difficult to earn. Such situations require preplanning, which involves obtaining a disability insurance that would give you the much-required financial aid when you most need it. The concept of voluntary disability insurance however is much limited to the developed countries such as US, UK, and Australia to name a few. Though plans are offered worldwide, there are a few takers especially in the developing countries. Here’s an insight into the world of disability insurance, policies available and the eligibility issues. Continue Reading ->

What is Property Insurance?

It is always a good idea to protect your property from any unforeseen, unfortunate events such as a fire, theft, or weather damages.  Protecting is not merely installing anti-theft products or fire-alarms, it is an investment made to recover your losses in an event of a mishap such as a Property Insurance. Continue Reading ->

What is General Insurance?

General Insurance is the concept of insuring anything and everything other than a person’s life. This can be an automobile, a house or other commercial risks. Since the general insurance aims at offering protection against unforeseen events such as theft, accident, illness etc., you may not expect returns against your investment, but it certainly offers financial aid when you need it the most to help recover your losses. People prepare for their death by insuring their lives, insuring what you possess while still alive too is important. General Insurance allows you to do just that. Protecting what you have well ahead of unfortunate events. Continue Reading ->